About Financial Life Planning, LLC

Financial Life Planning, LLC serves as an Independent Client Fiduciary, providing a comprehensive suite of financial and retirement planning, investment advisory, and wealth management services to individuals, families, and small business owners.

Financial Life Planning, LLC is a Registered Investment Advisory (RIA) firm based in Marlton, New Jersey.

To Us, It's Personal:

Like an ideal doctor/patient relationship, we focus on establishing a solid long-term rapport with you built on open communication/trust and mutual respect. In addition, we provide holistic guidance to help clients visualize and better grasp their often abstract bigger picture, counteracting common biases that harm short- and long-term financial health.

As your financial planner and Client Fiduciary, our work is centered on gaining a complete understanding of your personal goals, values, and life objectives to build a customized financial and investment strategy focused on aiming to achieve them. We fully realize that money means different things to individuals, hence our effort to learn what you would want to do if you felt financially secure. 

So, whether your concerns are broad or issue specific, looking out for your best interests, together we can build a strategy to guide you toward obtaining your wealth and retirement financial goals and objectives. 

Our Services

Customized Financial Planning Services Include:

 

 

Financial Planning

  • Offering Comprehensive Financial Planning and/or Project-Based Consulting
  • Building Tax-Efficient Retirement Planning Strategies and Scenario Modeling
  • Navigating Major Life Changes such as Marriage, Divorce, and Inheritance
  • Evaluating Pension Plan Benefit Selection Options
  • Selecting Most Appropriate Start Date for Social Security Benefits
  • Forecasting Cash Inflows and Outflows Impact on Realizing Short and Long-Term Financial Goals
  • Strategizing College Planning Saving and Financial Aid Maximization
  • Managing Company Stock Options Plans
  • Exploring Planning Impact of Parental Financial Assistance and Support

 

Fee-Only Investment Wealth Management

  • Customized Risk-Based Investment Portfolio Management
  • 401k and 403b Retirement Plan Review and Management Assistance
  • Annuity Product Evaluation and Appropriateness
  • Tax Saving Opportunities
  • Account Consolidation (Providing 401k and IRA Rollover Assistance)

 

Insurance

  • Determining Your Appropriate Level of Life, Disability, and Long-Term Care Insurance Needs 
  • Assessing Existing Policies and Premiums for Potential Cost Reduction Alternatives
  • Reviewing Long-Term Care Funding Strategy Options

 

Small Business Benefits and Support

  • Assessing and Developing Business Owner Succession, Exit, and Continuity Plans
  • Designing Key Employee Retention and Incentive Plans
  • Recommending Small Business Owner Retirement Plan Funding Strategies
  • Evaluating and/or Developing Employee Retirement Plan Design and Implementation
  • Selecting Employee Health, Life, Disability, and Other Group Benefit Plans

Potential Issues Impacting Your Total Financial Picture Areas Where We Can Be Of Service

YOU

FINANCIAL PLANNING

COMPREHENSIVE RETIREMENT PLANNING

FINANCIAL PROJECT CONSULTING

CASH FLOW/EXPENSE MANAGEMENT

CHARITABLE GIVING

RETIREMENT PLANS

INVESTMENT MANAGEMENT & RISK ANALYSIS

PENSION PLAN SELECTION & STOCK OPTION MANAGEMENT

ANNUITY PRODUCT EVALUATION & SELECTION

401K/403B/IRA ROLLOVERS

FINANCIAL PROTECTION

LIFE & DISABILITY INSURANCE NEEDS EVALUATION

LONG-TERM CARE

WILLS, TRUSTS, & ASSET PROTECTION

OTHER CONCERNS

COLLEGE PLANNING

PARENTAL ASSISTANCE

SPECIAL NEEDS

Business Owner

EMPLOYEE BENEFITS & RETENTION PLANS

EXIT PLANNING & CONTINUITY STRATEGIES

We manage assets for individuals and families, providing investment and wealth management and comprehensive personal financial advisory planning services.

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