Financial Articles | Financial Life Planning, LLC

Retired couple walking along a scenic Delaware River overlook at sunset, representing retirement planning choices in New Jersey and Pennsylvania.

Edward Goldstein, CFP | Sep 10, 2026

How Much Do You Need to Retire in New Jersey or Pennsylvania?

Retirement

Estimate how much you may need to retire in New Jersey or Pennsylvania, including taxes, Social Security, Medicare, property costs, and withdrawals.

Office desk with rising-and-falling market charts overlooking the Benjamin Franklin Bridge and Philadelphia skyline, representing clients in South Jersey and Philadelphia.

Edward Goldstein, CFP | Sep 2, 2026

Understanding Market Volatility in 2026: What Investors Should Know

Investments

Learn what is driving market volatility and how disciplined investment and financial planning can help manage risk, retirement income, taxes, and market changes

A mature couple reviews property-tax and retirement-planning documents at an outdoor table beside a well-maintained South Jersey suburban home. The image includes a calculator, pen, and financial paperwork.

Edward Goldstein, CFP | Aug 31, 2026

New Jersey Tax Guide 2026: Property Taxes, SALT Deduction, and Retirement Planning

Financial Planning

Understand New Jersey property taxes, SALT deductions, ANCHOR, Senior Freeze, and Stay NJ to make more tax-aware retirement decisions in 2026.

A multigenerational family walking in a sunny suburban park, representing life insurance planning, family protection, and long-term financial security.

Edward Goldstein, CFP | Aug 26, 2026

Life Insurance Awareness Month: What's Important to Review

Life

Disability and LTC Insurance

September is Life Insurance Awareness Month. Learn how a life insurance review can support family protection, retirement planning, tax and estate planning.

Landscape image of a small business owner reviewing business valuation, tax planning, and retirement strategy documents, illustrating how to prepare for selling a small business.

Edward Goldstein, CFP | Aug 13, 2026

Selling Your Small Business: Tax Planning and Exit Strategy Tips

Small Business

Thinking about selling your small business? Explore how tax planning, exit strategy, and retirement goals can help you prepare, protect value, and plan ahead.

New Jersey seniors at property tax relief filing event learning about ANCHOR, Senior Freeze, and Stay NJ programs.

Edward Goldstein, CFP | Aug 4, 2026

New Jersey Property Tax Relief 2026: Free Filing Events, ANCHOR, Senior Freeze, and Stay NJ

Financial Planning

New Jersey seniors may qualify for property tax relief through ANCHOR, Senior Freeze, and Stay NJ. Learn how 2026 free filing events can strengthen retirement

Edward Goldstein, CFP | Jul 28, 2026

Retirement Plan Distribution Strategies

Retirement

Plan retirement income with a clear distribution strategy that manages RMDs, reduces taxes, and supports your lifestyle with Financial Life Planning guidance.

Couple holding hands on a sunset shoreline, walking past a wooden post with three directional arrows labeled 401(k), IRA, and Rollover.

Edward Goldstein, CFP | Jun 29, 2026

11 Retirement Plan, Contribution, Rollover, and Distribution Mistakes That Can Derail Retirement

Retirement

Learn key IRA rollover, RMD, and beneficiary rules, avoid costly tax and distribution errors, and see when CFP guidance can strengthen your retirement plan.

College students in modern university lecture hall require understanding your college savings options and how they fit your complete financial picture.

Edward Goldstein, CFP | Jun 1, 2026

College Savings Plans Compared: Your 2026 Guide to Education Funding

College

Plan smarter for college costs with our 2026 comparison of 529 plans, UGMA/UTMA, and Roth IRAs. Maximize tax benefits without sacrificing retirement.

A person in a bright, tidy spring kitchen sits at a table with a laptop open with organized financial papers and a coffee mug, while flowering trees are visible through the window, suggesting spring cleaning and getting finances organized at home.

Edward Goldstein, CFP | May 28, 2026

Spring-Cleaning Your Finances: 13 Mistakes to Avoid in 2026

Financial Planning

Clean up your 2026 finances with practical tips on budgeting, debt, savings, investing, taxes, and insurance to stay on track with your long-term goals.