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Financial Articles

A human brain alongside market charts. A confused investor appears on one side while a professional financial advisor provides guidance on the other.
Edward Goldstein, CFP | Aug 25, 2025

The Psychology of Investing: Why Your Brain Sabotages Your Financial Future

Investments
Discover how cognitive biases sabotage your investment decisions and learn proven strategies to overcome them in today's volatile Dow market environment.
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Man celebrates behind a birthday cake with "50" candles, symbolizing the start of important retirement planning milestones.
Edward Goldstein, CFP | Jul 2, 2025

Financial Milestones After 50: Your Comprehensive Guide to Retirement Planning

Financial and Retirement Planning
Navigate retirement milestones at ages 50+. Learn how to maximize contributions, optimize Social Security, and minimize taxes for a secure financial future.
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Elderly person receiving care with caregiver, illustrating the important long-term care decisions families face when balancing home care versus facility options.
Edward Goldstein, CFP | Jun 24, 2025

The Importance of Proactive Long-Term Care Planning: Securing Your Financial Future

Life
Disability and LTC Insurance
Discover how proactive long-term care planning can protect your financial future. Learn about costs, insurance options, and strategies to secure quality care.
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financial advisor and small business owners at conference table with documents
Edward Goldstein, CFP | Jun 4, 2025

Small Business Retirement Plan Guide

Small Business
Compare 5 small business retirement plans. Explore features, limits, rules, and costs to find the best fit for your company in 2025.
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gold coins and half ounce gold bars
Edward Goldstein, CFP | May 28, 2025

The Strategic Role of Gold in Modern Investment Portfolios

Investments
Discover how gold can enhance your investment portfolio, protect against inflation, & reduce market volatility. Learn practical allocation strategies for 2025.
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a magnifying glass sitting on top of an insurance policy by Vlad Deep courtesy of Unsplash.
Edward Goldstein, CFP | May 12, 2025

Beyond the Basics: Why Your Employer’s Insurance Coverage Isn’t Enough

Life
Disability and LTC Insurance
Discover the critical gaps in employer insurance that leave you financially vulnerable. Learn how tailored comprehensive plans protect you and your family.
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balanced scale of a house model and a stack of money and investment documents
Edward Goldstein, CFP | Apr 28, 2025

Home Ownership in 2025: When Renting Might Be Your Smartest Financial Move

Financial Planning
Explore when renting beats buying a home in 2025's market. Break down tax advantages, retirement benefits, & key considerations for your housing decision.
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bull and bear facing off in New York Stock Exchange
Edward Goldstein, CFP | Mar 27, 2025

Investment Portfolio Management in Volatile Markets: A Guide for Long-Term Financial Success

Investments
Weather market fluctuations with confidence. Learn key strategies for long-term investing, diversification, & portfolio rebalancing to achieve financial goals.
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woman and black French bulldog sleeping on sofa by Rafal Jedrzejek courtesy of Unsplash.
Edward Goldstein, CFP | Oct 17, 2024

The Financial Realities of Pet Ownership: A Guide for Smart Planning

Financial Planning
Pets bring immeasurable joy to our lives, but come with significant financial responsibilities you need to plan for in your budget.
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graphic image of woman in business suit at crossroads with signs marked: Sole Proprietorship, S Corporation, LLC, Partnership, C Corporation
Edward Goldstein, CFP | Sep 11, 2024

Maximizing Your Small Business Potential: Choosing the Right Tax Structure

Small Business
Choosing the right tax structure for your small business is one of the most crucial decisions. Explore various tax structures, their advantages & disadvantages.
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two people riding in a vintage thunderbird convertible with top down
Edward Goldstein, CFP | Aug 15, 2024

Retirement for Couples: Should You and Your Spouse Retire Together?

Financial and Retirement Planning
Retirement planning is a significant milestone for couples. They need to explore many factors when deciding whether to retire together or at different times.
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girl putting a money into a car shaped piggy bank
Edward Goldstein, CFP | Jul 9, 2024

Empowering Children Through Financial Literacy: Essential Lessons for a Secure Future

Financial Planning
Empower children to become financially responsible adults by teaching them at an early age about budgeting, saving, & making informed financial decisions.
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egoldstein@flplanning.net

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Recognized as an 14x "Select Wealth Manager" in New Jersey Monthly 2012, 2014-2026

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