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Financial Articles

a magnifying glass sitting on top of an insurance policy by Vlad Deep courtesy of Unsplash.
Edward Goldstein, CFP | May 12, 2025

Beyond the Basics: Why Your Employer’s Insurance Coverage Isn’t Enough

Life
Disability and LTC Insurance
Discover the critical gaps in employer insurance that leave you financially vulnerable. Learn how tailored comprehensive plans protect you and your family.
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balanced scale of a house model and a stack of money and investment documents
Edward Goldstein, CFP | Apr 28, 2025

Home Ownership in 2025: When Renting Might Be Your Smartest Financial Move

Financial Planning
Explore when renting beats buying a home in 2025's market. Break down tax advantages, retirement benefits, & key considerations for your housing decision.
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bull and bear facing off in New York Stock Exchange
Edward Goldstein, CFP | Mar 27, 2025

Investment Portfolio Management in Volatile Markets: A Guide for Long-Term Financial Success

Investments
Weather market fluctuations with confidence. Learn key strategies for long-term investing, diversification, & portfolio rebalancing to achieve financial goals.
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digital image of senior citizens at home on left and medical personnel at clinic on right
Edward Goldstein, CFP | Oct 23, 2024

Medicare Makeover: Key Changes and What They Mean for You

Retirement
Medicare continues to evolve in 2024 & 2025. From premiums adjustments to benefits revisions, staying informed will help you make the most of Medicare plans.
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woman and black French bulldog sleeping on sofa by Rafal Jedrzejek courtesy of Unsplash.
Edward Goldstein, CFP | Oct 17, 2024

The Financial Realities of Pet Ownership: A Guide for Smart Planning

Financial Planning
Pets bring immeasurable joy to our lives, but come with significant financial responsibilities you need to plan for in your budget.
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Man in suit with briefcase surrounded by money floating around him.
Edward Goldstein, CFP | Oct 15, 2024

Explore the 7 Money Personalities: Which Type Are You and What Are Its Pitfalls?

Financial Planning
There’s 7 money personality types. Let's delve into each characteristics, potential pitfalls & how professional financial guidance can address challenges.
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graphic image of woman in business suit at crossroads with signs marked: Sole Proprietorship, S Corporation, LLC, Partnership, C Corporation
Edward Goldstein, CFP | Sep 11, 2024

Maximizing Your Small Business Potential: Choosing the Right Tax Structure

Small Business
Choosing the right tax structure for your small business is one of the most crucial decisions. Explore various tax structures, their advantages & disadvantages.
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two people riding in a vintage thunderbird convertible with top down
Edward Goldstein, CFP | Aug 15, 2024

Retirement for Couples: Should You and Your Spouse Retire Together?

Retirement
Retirement planning is a significant milestone for couples. They need to explore many factors when deciding whether to retire together or at different times.
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girl putting a money into a car shaped piggy bank
Edward Goldstein, CFP | Jul 9, 2024

Empowering Children Through Financial Literacy: Essential Lessons for a Secure Future

Financial Planning
Empower children to become financially responsible adults by teaching them at an early age about budgeting, saving, & making informed financial decisions.
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graphic image of a house on a hill behind images of a bag of money, calculator, hourglass, and social security card
Edward Goldstein, CFP | Jun 12, 2024

Divorce: Key Financial and Retirement Planning Considerations

Retirement
Understanding divorce’s effects on your financial stability and retirement planning is crucial; considering also Social Security, pension benefits, & estate.
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scale in background with large jar marked retirement with coins and bills and small jar marked college filled with coins
Edward Goldstein, CFP | May 21, 2024

Where to Invest First: Your Retirement or Your Child's College Fund?

College
Strategies for prioritizing savings for retirement without sidelining the importance of saving for kids' college, providing insights into finding a balance.
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black and silver laptop computer by Tech Daily courtesy of Unsplash.
Edward Goldstein, CFP | Feb 28, 2024

Differences Between Investment Realized Gain/Loss and Actual Returns

Investments
As we enter tax season, here’s a refresher on how Realized Gain/Loss on a 1099-Misc differs significantly from the same account’s actual performance.
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