About Financial Life Planning, LLC

Financial Life Planning, LLC serves as an Independent Client Fiduciary, providing a comprehensive suite of financial and retirement planning, investment advisory, and wealth management services to individuals, families, and small business owners.

Financial Life Planning, LLC is a Registered Investment Advisory (RIA) firm based in Marlton, New Jersey.

To Us, It's Personal:

At Financial Life Planning, LLC, we believe in the power of personal connections and understanding. We strive to establish a strong and lasting relationship with each of our clients, just like an ideal doctor/patient relationship. Our approach is built on open communication, trust, and mutual respect.                                                                                                                           
We go beyond traditional financial planning by providing holistic guidance that takes into account your unique circumstances, goals, and aspirations. We understand that your financial life is not just about numbers and investments; it's about your dreams, values, and the legacy you want to leave behind.

We are dedicated to helping you visualize and better grasp your often abstract bigger picture. We work closely with you to counteract common biases that can harm your short- and long-term financial health. By understanding your individual needs and circumstances, we can tailor our services to provide you with the personalized guidance and support you deserve.                                                                                                                                                                              
At Financial Life Planning, LLC, we are committed to helping you take charge of your financial life and achieve financial security. Your success is our success, and we are here to guide you every step of the way. Trust us to be your partner in building a brighter and more prosperous future.

Our Services

Customized Financial Planning Services Include:

 

 

Financial Planning

  • Comprehensive Financial Planning and Project-Based Consulting
  • Tax-Efficient Retirement Planning Strategies and Scenario Modeling
  • Navigating Major Life Changes (Marriage, Divorce, Inheritance)
  • Evaluating Pension Plan Benefit Selection Options
  • Social Security Benefits Start Date Selection
  • Cash Flow Forecasting for Short and Long-Term Financial Goals
  • College Planning Saving and Financial Aid Maximization Strategies
  • Managing Company Stock Options Plans
  • Planning Impact of Parental Financial Assistance and Support

 

Fee-Only Investment Wealth Management

  • Customized Risk-Based Investment Portfolio Management
  • 401k and 403b Retirement Plan Review and Management Assistance
  • Annuity Product Evaluation and Appropriateness
  • Tax Saving Opportunities
  • Account Consolidation (Providing 401k and IRA Rollover Assistance)

 

Insurance

  • Life, Disability, and Long-Term Care Insurance Needs Assessment
  • Existing Policies and Premiums Review with Possible Cost Reduction Alternatives
  • Long-Term Care Coverage Strategy Options Review 

 

Small Business Support

  • Small Business Financial and Operational Consulting Services 
  • Business Owner Succession, Exit, and Continuity Plans Assessment and Development
  • Key Employee Retention and Incentive Plan Design
  • Small Business Owner Retirement Plan Funding Strategies Recommendation
  • Employee Retirement Plan Design and Implementation Evaluation and/or Development
  • Employee Health, Life, Disability, and Group Benefit Plan Selection

Potential Issues Impacting Your Total Financial Picture Areas Where We Can Be Of Service

YOU

FINANCIAL PLANNING

COMPREHENSIVE RETIREMENT PLANNING

FINANCIAL PROJECT CONSULTING

CASH FLOW/EXPENSE MANAGEMENT

CHARITABLE GIVING

RETIREMENT PLANS

INVESTMENT MANAGEMENT & RISK ANALYSIS

PENSION PLAN SELECTION & STOCK OPTION MANAGEMENT

ANNUITY PRODUCT EVALUATION & SELECTION

401K/403B/IRA ROLLOVERS

FINANCIAL PROTECTION

LIFE & DISABILITY INSURANCE NEEDS EVALUATION

LONG-TERM CARE

WILLS, TRUSTS, & ASSET PROTECTION

OTHER CONCERNS

COLLEGE PLANNING

PARENTAL ASSISTANCE

SPECIAL NEEDS

Business Owner

EMPLOYEE BENEFITS & RETENTION PLANS

EXIT PLANNING & CONTINUITY STRATEGIES

We manage assets for individuals and families, providing investment and wealth management and comprehensive personal financial advisory planning services.

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